I have never been scammed, luckily (though my card was skimmed once a number of years ago when I withdrew cash), but the scams are getting harder and harder to spot. I honestly could not spot the differences above.
I generally only read 'official' emails that address me by my full name, have the correct web/email address, and are in excellent English or Swedish. But I know lots of elderly or naive people are caught out.
I sometimes receive convincing texts on my phone but if I am not expecting a delivery or parcel (I keep lists of parcels I am expecting) I always contact the courier or postal service to double check if it is legitimate.
I did have a chuckle at this though
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